Choosing the right gold ira company can help ensure your retirement portfolio is safe and secure. To do this, it’s important to consider factors such as education, customer service, and fees.
The best gold IRA companies have established reputations, competitive pricing, and knowledgeable and responsive customer service. They also offer a range of products and services to help you diversify your investments.
Education
Gold IRAs are specialized retirement accounts that allow you to invest in physical precious metals like gold, silver, platinum, and palladium. They’re a great way to diversify your portfolio, hedge against inflation and show some real growth potential. These special accounts have a number of features and benefits, including pre-tax contributions and the ability to roll over 401(k)s or other traditional IRAs into gold IRAs.
The best gold IRA company is Augusta Precious Metals, a family-owned company with superior customer service and a top-notch education department. Their staffers are well-versed in the world of gold and silver prices, and they have a great homage to the best of both worlds – a free web conference led by a Harvard-trained economist to teach you about the finer points of gold IRAs.
Another reputable option is Advantage Gold, a family-owned company that specializes in customer service and education, as well as offering a solid selection of products in the gold IRA space. They have an impressive 2,000+ five star reviews on BBB, Trustpilot, and Consumer Affairs.
Customer service
A gold ira company should offer a strong customer support system to help investors address their questions and concerns. These services should be readily available, responsive, efficient, and confidential.
The best companies will also offer education on how a gold IRA works, the types of precious metals that are eligible for investment, and the risks and rewards involved. This can be delivered through professionals and company agents or via informational materials.
Augusta IRA has a staff of seasoned precious metals experts who are ready to answer your questions about buying, selling, and investing in precious metals. They can also share valuable information about current market conditions and the economy, including inflation.
Lear Capital, for example, offers free set-up and storage, as well as a 24-hour purchase guarantee, which lets you cancel your order risk-free. This makes it easy to get started with your gold IRA.
Rollover and buyback services
Gold IRA companies offer a variety of rollover and buyback services. These are useful if you decide to cash in your gold IRA, or change your plans for retirement.
Noble Gold has years of experience handling precious metals and IRAs, as well as a commitment to high-quality customer service. Their representatives simplify the process of setting up an IRA and will be there to answer your questions and provide the best advice.
Augusta Precious Metals offers a simple three-step process to acquire physical precious metals for your gold IRA. Their representatives will help you select a custodian, transfer value from your old account, and order your metals.
Birch Gold Group has been handling physical gold and other precious metals for over 20 years, with an A+ rating from the Better Business Bureau. Their customer relations team is dedicated to ensuring satisfaction and will follow up with you after your purchase. They also offer buyback options, which allow them to offload your metals at a current price.
Fees
Most gold IRA companies charge fees to cover the costs of opening your account, maintaining it over time and safely holding your precious metals. These fees include an annual custodial/administrative fee (typically $50 to $150 per year) and a storage fee.
Ideally, you’ll want to pick a gold IRA company that is transparent about their costs. This way, you know exactly what you’re paying for before you buy.
Regal Assets has a reputation for customer-friendly pricing and may offer free storage for the first year of your account. This gold IRA provider also doesn’t push high-cost products, which helps keep your unique needs and goals top of mind.
Augusta’s customer success team works by your side throughout the setup process and provides a wealth of educational information on the precious metals market, inflation, and other relevant topics. They help you complete paperwork, transfer your assets, and communicate with your custodian and storage facility.
